<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[10102 Insights: 10102 Labs]]></title><description><![CDATA[This section is for updates regarding 10102's own developments - content and applications.

All about digital assets and legacy. Forever Digital. ]]></description><link>https://insights.10102.io/s/labs</link><image><url>https://substackcdn.com/image/fetch/$s_!eCmF!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcc4c8daf-8aa4-497b-89cc-3ec4409e9da8_500x500.png</url><title>10102 Insights: 10102 Labs</title><link>https://insights.10102.io/s/labs</link></image><generator>Substack</generator><lastBuildDate>Wed, 12 Aug 2026 14:07:03 GMT</lastBuildDate><atom:link href="https://insights.10102.io/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[10102]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[10102@substack.com]]></webMaster><itunes:owner><itunes:email><![CDATA[10102@substack.com]]></itunes:email><itunes:name><![CDATA[M1K4]]></itunes:name></itunes:owner><itunes:author><![CDATA[M1K4]]></itunes:author><googleplay:owner><![CDATA[10102@substack.com]]></googleplay:owner><googleplay:email><![CDATA[10102@substack.com]]></googleplay:email><googleplay:author><![CDATA[M1K4]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[Self-sovereign digital legacy, summer 2026]]></title><description><![CDATA[From 10102: quantum-safe recovery, gas-free claims, and a claim kit that works even if we disappear.]]></description><link>https://insights.10102.io/p/self-sovereign-digital-legacy-summer</link><guid isPermaLink="false">https://insights.10102.io/p/self-sovereign-digital-legacy-summer</guid><dc:creator><![CDATA[M1K4]]></dc:creator><pubDate>Tue, 11 Aug 2026 15:38:08 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/383312f8-0607-4595-b31f-356b5ef1ad10_1456x816.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Your digital assets should not vanish when you do. But in self-custody, they usually do. Seed phrases get lost, wallets go dormant, and no one knows where to look.</p><p>10102 fixes this on Ethereum. Your legacy lives in smart contracts, not in a company&#8217;s database. You designate who receives what, and the contracts enforce it.</p><p>This summer we improved across the stack: new contracts on mainnet, and a better experience on top. Here&#8217;s what changed.</p><h2><strong>Check-ins: manual by default, auto-renew for premium</strong></h2><p>By default, the owner checks in periodically to confirm they are still active. If they stop, the legacy can activate and beneficiaries can claim. This is how the smart contracts work, and it has not changed.</p><p>What&#8217;s new is an optional premium service: auto-renew from your own wallet activity. Your regular transactions keep your legacy current, so you never have to think about manual check-ins. It is a convenience layer on top of the contracts, not the contracts themselves. If you don&#8217;t subscribe, nothing changes - you just check in manually.</p><h2><strong>Dashboard: protection score and watchlist</strong></h2><p>The dashboard was rebuilt from scratch. You see a clear summary of what you are protecting, a protection score, and a watchlist that tracks assets even outside your legacy. Pricing reads from live market data with a backup source if the primary one goes offline. The number you see is always current.</p><h2><strong>Beneficiary claim kit</strong></h2><p>For beneficiaries, we shipped a guided claim kit. Recipients get a step-by-step path to access what was left for them. Legacy owners can prepay the transaction costs so beneficiaries do not need to fund a wallet first. This was the most-requested feature from beta feedback - beneficiaries often had no ETH to pay for gas, and the claim process assumed they did.</p><h2><strong>Guardian reputation on Ethereum</strong></h2><p>Guardian reputation is now public on-chain. The community can vouch for the people serving as guardians, and anyone can check a guardian&#8217;s history before trusting them with a role. This replaces the old private reputation system that only the app could see.</p><h2><strong>Open source contracts</strong></h2><p>The core smart contracts are MIT-licensed and open source. Anyone can audit, fork, or run their own instance. Self-sovereign digital permanence should not require trusting a single operator. If 10102 disappears tomorrow, your legacy still works - the contracts are on Ethereum, and the code is public.</p><h2><strong>Quantum readiness: know your exposure</strong></h2><p>Your legacy plan is measured in decades. On that horizon, quantum computers are expected to eventually break the signatures every Ethereum wallet uses today. Not tomorrow - but the timeline is shrinking faster than people realize.</p><p>The dashboard now shows whether your wallet&#8217;s signing key is already exposed on-chain (every wallet that has signed a transaction reveals it forever) or still safely hidden. You can also register a recovery fingerprint in a public, unchangeable registry on Ethereum - an early timestamp that proves you were the owner before any future break. Something a key thief can never fake.</p><p>We say quantum-ready, not quantum-proof. This is a head start, honestly labeled, and the enforcement layers come next.</p><h2><strong>Built for agents, not just humans</strong></h2><p>A new section on Home shows how to point an AI agent at our read-only MCP endpoint. Your agent can check your contracts and prepare setup links, and you always sign in your own wallet. We are building for a future where programs manage their own identities on Ethereum - not just people.</p><h2><strong>Where to go next</strong></h2><ul><li><p><strong>Curious but cautious?</strong> Try a test legacy on Sepolia - durations measured in minutes, no real funds. <a href="https://app.10102.io/?network=sepolia">Open the app in test mode</a>.</p></li><li><p><strong>Ready to plan for real?</strong> Start with a small amount and design your own legacy. <a href="https://app.10102.io">Computing Legacy</a>.</p></li><li><p><strong>Just here to learn?</strong> Browse <a href="https://10102.io/resources">all resources</a>.</p></li></ul><p>Questions, edge cases, weird scenarios? Reply to this post or find us on <a href="https://discord.gg/tckShx7xg">Discord</a> - we read every message.</p><div><hr></div><p><em>Not your keys, not your coins - not your legacy either.</em></p><p><a href="https://10102.io">10102.io</a> &#183; <a href="https://app.10102.io">App</a> &#183; <a href="https://docs.10102.io">Docs</a> &#183; <a href="https://insights.10102.io">Insights</a> &#183; <a href="https://x.com/10102_io">X</a></p><p><em><sub><span>This newsletter does not provide investment advice. </span></sub><a href="https://10102.io/disclaimer"><sub>Disclaimer</sub></a><sub><span>.</span></sub></em></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://insights.10102.io/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">Thanks for reading 10102 Insights! Subscribe for free to receive new posts and support my work.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[A full crypto journey: what's your level?]]></title><description><![CDATA[From your first wallet to a fully-staked multi-sig legacy &#8212; a map of 10102&#8217;s resources, plus the Computing Legacy features worth knowing about right now.]]></description><link>https://insights.10102.io/p/a-full-crypto-journey-whats-your</link><guid isPermaLink="false">https://insights.10102.io/p/a-full-crypto-journey-whats-your</guid><dc:creator><![CDATA[M1K4]]></dc:creator><pubDate>Tue, 19 May 2026 13:31:03 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/aba316c9-4c58-44fa-ac90-6ce805d0113b_1456x816.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Whether you&#8217;re opening your first wallet or designing inheritance for a multi-sig vault, there&#8217;s a clear path through it now. 10102.io just expanded its learning resources to cover the full spectrum &#8212; and the app has grown significantly since the beta. Here&#8217;s both.</p><div><hr></div><h2>Find your level</h2><p>Everything on <a href="https://10102.io/resources">10102.io/resources</a> is organized into four tiers. Start where you are; the next tier is always one link away.</p><p><strong>&#127793; Beginner &#8212; <a href="https://10102.io/resources/get-started/">Get Started</a></strong><br>What crypto actually is, how wallets work, picking an exchange, and the security basics you don&#8217;t want to learn the hard way.</p><p><strong>&#129517; Intermediate &#8212; <a href="https://10102.io/resources/invest/">Invest</a></strong><br>Comparing Layer-1s, reading emerging ecosystems, evaluating tokens, and managing a portfolio without losing the plot.</p><p><strong>&#9889; Advanced &#8212; <a href="https://10102.io/resources/earn/">Earn</a></strong><br>Staking, liquid staking, liquidity provision, yield farming, and restaking &#8212; what each is actually doing under the hood and where the risk lives.</p><p><strong>&#128477;&#65039; Essential &#8212; <a href="https://10102.io/resources/legacy/">Legacy</a></strong><br>What happens to your crypto when you can no longer act on it. Inheritance basics, smart-contract solutions, beneficiary setup, and estate planning that survives you.</p><div><hr></div><h2>Cross-level deep dives</h2><p>Three guides that matter at every tier &#8212; the why behind everything else.</p><ul><li><p><strong><a href="https://10102.io/resources/self-custody/">Why self-custody matters</a></strong> &#8212; the case for <em>not your keys, not your coins</em>, and what it takes to do it safely.</p></li><li><p><strong><a href="https://10102.io/resources/multi-sig/">Multi-signature wallet strategies</a></strong> &#8212; one key is a single point of failure. Threshold wallets, recovery profiles, inheritance case studies.</p></li><li><p><strong><a href="https://10102.io/resources/recovery/">Asset recovery</a></strong> &#8212; wrong-chain sends, stuck transactions, lost access: what can be recovered, what can&#8217;t, and how to protect yourself before you ever need to ask.</p></li></ul><blockquote><p><strong>Legacy contracts vs. timelocks</strong> &#8212; both are in Computing Legacy. Legacy contracts transfer to beneficiaries after an inactivity trigger; timelocks lock funds until a specific date regardless of activity. The Legacy section walks through when each one fits.</p></blockquote><div><hr></div><h2>What&#8217;s new in Computing Legacy</h2><p>The app at <a href="https://app.10102.io">app.10102.io</a> has come a long way since the beta launch. The headliners:</p><ul><li><p><strong>&#128176; Stake while you wait.</strong> Legacies and timelocks no longer sit as idle ETH. At creation, you can swap into whitelisted staking tokens (stETH today, more LSTs to come) &#8212; your inheritance plan compounds while it&#8217;s locked. Beneficiaries can claim back as ETH or keep the staked form, their choice.</p></li><li><p><strong>&#9889; Quick actions.</strong> Common scenarios (transfer to a trusted contact, savings account for a kid, multisig recovery line) now have one-click presets that pre-fill the form. Setup goes from &#8220;where do I start?&#8221; to &#8220;is this what I want?&#8221; in seconds.</p></li><li><p><strong>&#129302; Guardian, our in-app AI assistant.</strong> A privacy-preserving chatbot powered by Venice AI helps you design a legacy, walk through edge cases, and understand what the contract will actually do. No prompts logged, no profile built on you.</p></li></ul><p>And a steady stream of polish you&#8217;ll feel even if you don&#8217;t notice it:</p><ul><li><p>Beneficiaries can claim funds directly from the dashboard &#8212; no more digging through detail pages at the worst possible moment.</p></li><li><p>Multi-sig detail pages show both the current and post-activation signer scheme side by side, so beneficiaries know exactly what they&#8217;ll inherit.</p></li><li><p>A link builder under Settings generates pre-filled legacy/timelock URLs &#8212; useful for onboarding family members or clients.</p></li><li><p>Bring your own RPC, automatic provider fallback, and transparent pricing visible <em>before</em> you connect a wallet.</p><p></p></li></ul><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://insights.10102.io/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe now&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://insights.10102.io/subscribe?"><span>Subscribe now</span></a></p><div><hr></div><h2>Where to go next</h2><ul><li><p><strong>Curious but cautious?</strong> Try a test legacy on Sepolia &#8212; durations measured in minutes, no real funds. <a href="https://app.10102.io?network=testnet">Open the app &#8594;</a></p></li><li><p><strong>Ready to plan for real?</strong> Start with a small amount and design your own legacy. <a href="https://app.10102.io">Computing Legacy &#8594;</a></p></li><li><p><strong>Just here to learn?</strong> Browse <a href="https://10102.io/resources">all resources &#8594;</a></p></li></ul><p>Questions, edge cases, weird scenarios? Reply to this post or find us on <a href="https://discord.gg/x6yQDRdm">Discord</a> &#8212; we read every message.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://insights.10102.io/p/a-full-crypto-journey-whats-your?utm_source=substack&utm_medium=email&utm_content=share&action=share&quot;,&quot;text&quot;:&quot;Share&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://insights.10102.io/p/a-full-crypto-journey-whats-your?utm_source=substack&utm_medium=email&utm_content=share&action=share"><span>Share</span></a></p><div><hr></div><p><em>Not your keys, not your coins &#8212; not your legacy either.</em><br><strong><a href="https://10102.io">10102.io</a></strong> &#183; <a href="https://app.10102.io">App</a> &#183; <a href="https://docs.10102.io/">Docs</a> &#183; <a href="https://insights.10102.io">Insights</a> &#183; <a href="https://x.com/10102_io">X</a></p><p><em>This newsletter does not provide investment advice. <a href="https://www.10102.io/disclaimer">Disclaimer</a></em></p>]]></content:encoded></item><item><title><![CDATA[Self-sovereign Computing #1]]></title><description><![CDATA[Timelocks, multisig legacy, and programmable transfers - built for real life.]]></description><link>https://insights.10102.io/p/10102-labs-crypto-computing-1</link><guid isPermaLink="false">https://insights.10102.io/p/10102-labs-crypto-computing-1</guid><dc:creator><![CDATA[M1K4]]></dc:creator><pubDate>Mon, 19 Jan 2026 21:22:46 GMT</pubDate><enclosure url="https://substackcdn.com/image/youtube/w_728,c_limit/rwm73HCFIRU" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><a href="https://app.10102.io/">Computing Legacy</a> - the beta version of the future-proof 10102 app is live and here is quick summary of what you can already do. </p><h3>Live on Ethereum</h3><h4>Legacy contracts</h4><ul><li><p>Multisig legacy built on the popular Safe wallet</p></li><li><p>Transfer legacy for connected Web3 wallets (EOAs)</p></li><li><p><a href="https://www.10102.io/apps/computing-legacy/">Read more</a></p></li></ul><h4>Timelocks</h4><ul><li><p>Regular, Soft, and Beneficiary timelocks | <a href="https://www.10102.io/apps/computing-legacy/#programmable-timelocks">Read more</a></p></li></ul><h4>Premium features (optional)</h4><ul><li><p>Email notifications for you and trusted contacts</p></li><li><p>Watcher (&#8220;pair of eyes&#8221;) with limited or full visibility on legacy contracts</p></li></ul><h4>Audited </h4><ul><li><p>First formal audit performed by CD Security &#8212; issues acknowledged and fixed</p></li><li><p>Full report available on 10102&#8217;s <a href="https://github.com/10102-labs/audits/blob/main/10102-Inheritance-report.pdf">GitHub</a></p></li></ul><p></p><p><em><strong>10102 is Computing&#8230;</strong></em></p><div><hr></div><h3>Enable a future transfer of your ETH to a trusted contact</h3><p>Your family member or friend doesn&#8217;t have to be an advanced user &#8212; you can print a QR code that acts as a wallet for when the time comes. Simply choose how long you need to stay inactive for the transfer to occur.</p><p>Optional notifications can be turned on for your grandmother to receive the memo and related instructions.</p><p>Reminders of inactivity can be sent so that you (the owner) can reset the timeframe at any time.</p><p>Try it with a small amount while in beta, or use our built-in test mode on Sepolia, with durations measured in minutes for the playground.</p><div id="youtube2-rwm73HCFIRU" class="youtube-wrap" data-attrs="{&quot;videoId&quot;:&quot;rwm73HCFIRU&quot;,&quot;startTime&quot;:null,&quot;endTime&quot;:null}" data-component-name="Youtube2ToDOM"><div class="youtube-inner"><iframe src="https://www.youtube-nocookie.com/embed/rwm73HCFIRU?rel=0&amp;autoplay=0&amp;showinfo=0&amp;enablejsapi=0" frameborder="0" loading="lazy" gesture="media" allow="autoplay; fullscreen" allowautoplay="true" allowfullscreen="true" width="728" height="409"></iframe></div></div><div><hr></div><h3>Add future signers to your Safe wallet (multisig)</h3><p>Your devices - or your co-signers&#8217; devices - might get lost or hacked over time, compromising the ability to move funds from a multisig wallet such as Safe. You can elect co-signers in the future now, so that if anything happens as mentioned above, funds aren&#8217;t lost.</p><p>Not only can you elect more co-signers at one point in time, but you can design your legacy further with two additional points in time, making sure your funds are truly never lost.</p><p>This design can be useful both for your own future recovery and for your designated beneficiaries. We provide the tools with flexibility - you design your own future-proof legacy.</p><div><hr></div><h3>Create a savings account for your kid</h3><p>Giving crypto that will likely grow faster than inflation to your kid is a great idea, but depending on age and maturity, this can be tricky, or even risky.</p><p>Similar to opening a savings account that isn&#8217;t accessible yet, our beneficiary timelock feature can help achieve the same result. </p><p>Simply schedule the transfer of ETH in a number of months you choose to a designated account you select, or create on the fly. Give the printed wallet to your lucky future winner.</p><h3>Protect your ETH from being spent for the next 2 years</h3><p>One way to act on conviction is to timelock your own funds and realize two major benefits at once:</p><ul><li><p>Your timing targets are programmed and temptations eliminated, providing peace of mind</p></li><li><p>You cannot be forced or coerced into moving these funds, providing additional peace of mind</p></li></ul><div id="youtube2-5mkC1prRhBI" class="youtube-wrap" data-attrs="{&quot;videoId&quot;:&quot;5mkC1prRhBI&quot;,&quot;startTime&quot;:null,&quot;endTime&quot;:null}" data-component-name="Youtube2ToDOM"><div class="youtube-inner"><iframe src="https://www.youtube-nocookie.com/embed/5mkC1prRhBI?rel=0&amp;autoplay=0&amp;showinfo=0&amp;enablejsapi=0" frameborder="0" loading="lazy" gesture="media" allow="autoplay; fullscreen" allowautoplay="true" allowfullscreen="true" width="728" height="409"></iframe></div></div><div><hr></div><h4>More tutorials</h4><p><a href="https://www.youtube.com/watch?v=f7yFONUh7XA">How to edit a legacy contract</a><br><a href="https://www.youtube.com/watch?v=cUC76aIPKv0">How to use the Still Alive feature</a><br><a href="https://www.youtube.com/watch?v=7q3NaMUWSI8">How to claim the inherited funds</a></p><div><hr></div><h3>Sneak peek: 2026 roadmap</h3><p>Now that the beta is live and the first audit fixes are in, we&#8217;re finalizing the next milestones. The theme is simple: <strong>your legacy shouldn&#8217;t just store assets, it should keep working.</strong></p><ul><li><p><strong>Staking ETH in legacy structures</strong></p></li><li><p><strong>AI-assisted legacy creation and monitoring</strong></p></li><li><p><strong>High-value NFT inheritance workflows</strong></p></li><li><p>New 10102 &#8220;Computing&#8221; product lines (details soon)</p></li></ul><div><hr></div><h3><strong>Postscript</strong></h3><ul><li><p>Check out our general newsletter, <a href="https://insights.10102.io/">Crypto Insights</a></p></li><li><p>Subscribe to our first dedicated Youtube channel, <a href="https://www.youtube.com/channel/UC3Rjg5rBmIFdv-pi4grImuQ">Computing</a></p></li><li><p>Read our <a href="https://10102.io/disclaimer/">Disclaimer here</a> - this newsletter does not provide investment advice</p></li></ul><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://insights.10102.io/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe now&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://insights.10102.io/subscribe?"><span>Subscribe now</span></a></p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://insights.10102.io/p/10102-labs-crypto-computing-1?utm_source=substack&utm_medium=email&utm_content=share&action=share&quot;,&quot;text&quot;:&quot;Share&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://insights.10102.io/p/10102-labs-crypto-computing-1?utm_source=substack&utm_medium=email&utm_content=share&action=share"><span>Share</span></a></p><p><em><strong>10102 is forever digital</strong></em><br><a href="https://app.10102.io/">App</a> | <a href="https://docs.10102.io/">Docs</a> | <a href="https://insights.10102.io/">Insights</a></p><div><hr></div><p><em>Thank you for reading!<br><a href="https://twitter.com/10102_io">10102&#8217;s X </a>| <a href="https://x.com/mksala">M1K4&#8217;X</a></em></p>]]></content:encoded></item></channel></rss>